We recently picked up Larry Burkett’s book Debt Free Living.  One of the major themes within this book is the one that buying “too much house” is one of the major financial downfalls for young couples.  While we are thankful for the advice and wisdom we got and that we didn’t get ourselves into more trouble, a book like Mind Your Own Mortgage by Robert J. Bernabe would have been helpful before we purchased our house.  It has helped me to better understand the world of mortgages and what we should and should not do if we ever buy another or refinance.

 Many of us as Americans look at prices and compare, but when comparing mortgages we don’t want to just compare the monthly payment.  That could end up costing you and me both a lot of money.  But sometimes we don’t know what to look at or how to compare, especially when different lenders have different fees and such.  This book will teach you what to compare and how you can do a well-rounded comparison.  There are also corresponding forms and tools to help you learn the process on the website (but, to be honest, I haven’t spent a ton of time checking them out).

 Unless you have a paid for home, or have really studied and understand the world of home mortgages I would recommend this book.  A home is the biggest purchase many of us will ever make.  It can be a blessing or it can be a burden.  Arm yourself with knowledge and understand what you are doing before you jump in (or jump in, again) or refinance.

 This book was provided complimentary to me by Thomas Nelson for review.  http://booksneeze.com/blogger/resources/9781595550880



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